Mortgages

img-cousins-home-lending

With locations in Amherst, Colebrook, Concord and Portsmouth our local, expert loan officers are available throughout New Hampshire to service customers and fellow community members.  With our national lending relationships our customers are able to work with loan officers who not only live in their neighborhoods but also provide the best lending programs available in Granite State.

Granite Bank NMLS# 452383

Borrower Checklist     Mortgage Calculator     Apply Online

 

Mortgage Options

Cousins Home Lending - a Division of Granite Bank can create customized mortgage plans to fit your needs.

From first-time homebuyers to experienced homebuyers, Granite Bank is a local New Hampshire bank offering a wide variety of convenient programs and services.  We provide credit services for primary residences, vacation homes, land, and home equity.

Our process is quick and easy, and our team of experienced loan officers is committed to providing you with low rates, best terms and closing your loan on time.

We stand ready to answer your questions in a timely manner and provide you with the respect, outstanding customer service and trusted guidance you deserve.

The following is a partial list of our programs.  Please call for details on all of our service offerings.

  • Fixed & Adjustable Rates Purchase & Refinance
  • Jumbo/Super Jumbo
  • First Time Homebuyer
  • Veterans Adminstration (VA)
  • USDA Rural Development (RD)
  • Federal Housing Administration (FHA)
  • Investment Properties
  • Vacation Properties
  • Renovation Loans
  • Rehab Loans (Purchase & Refinance)


Our Team

Pam Bunnell Tom Oullette
Anna-Lisa Cousins
NMLS# 32336
SVP/Residential Mortgage Lending
200 International Drive, Suite 155
Portsmouth, NH 03801
(603) 433-2223
acousins@CousinsHomeLending.com
Pam Bunnell
NMLS# 751780
VP/Consumer and Residential Loan Officer
132 Main Street
Colebrook, NH 03576
(603) 237-7049
pbunnell@granitebank.com
 
Tom Ouellette
NMLS# 126272
VP/Residential Mortgage Officer
100 Loudon Road, Concord, NH 03301
69 Route 101A, Amherst, NH 03031
(603) 673-3495
touellette@granitebank.com
     
Becky Gaulin    
Becky Gaulin
NMLS# 262327
Residential Mortgage Specialist
200 International Drive, Suite 155
Portsmouth, NH 03801
(603) 770-9849
becky@cousinshomelending.com
   

    
 

Starting the Process

For identification we may require to open your account click here.

Pre-approval
Pre-approval for a mortgage may be easier than you think!  Apply today to learn what you can afford.

In today's competitive real-estate market, pre-approved buyers have a distinct advantage.  Not only does it tell your real estate agent that you are prepared, but it allows you to know what your payments will be, and it helps define a realistic price range upfront for you and your lender.

Granite Bank is your source for expert, quick, quality, local, lending services.  With the expertise to provide you with the best values out there and our extensive knowledge of the Northern New England marketplace, you will feel at home with Granite Bank.  We will guide you through the mortgage process and make it as clear and easy to understand as possible.

Basics
Whether you are purchasing a new home, or looking to use your home as equity to refinance an existing mortgage, consolidate debt, or take out a line of credit, Granite Bank can help find the best solution for your individual needs.

For more information, stop by one of our offices or contact a loan officer today.

Remember

1. Consider your needs: evaluate your situation and what you are looking for.  Think about how much you can afford on a monthly basis, and consider your short and long-term financial goals.
2. Review programs: you may not be aware of many of the programs available.  Consider various lending options.  The skilled loan officers at Granite Bank will help you select an appropriate lending solution.
3. Apply: The best way to get the ball rolling is to submit an application.

This friendly reminder list will help you get started and keep you organized throughout the lending process.

1: Get pre-approved
2: Find the right home
3: Gather all relevant documentation for the application process
4: Apply for a home loan
5: Navigate mortgage with knowledgeable provider
6: Close on your loan

To get started right away, click here to apply online!

We look forward to working with you!

 

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