Privacy Policy

FACTS WHAT DOES GRANITE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account balances
  • Transaction history and Payment history
  • Overdraft history and Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Granite Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does Granite Bank share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes -
to offer our products and services to you
Yes No
For joint marketing with other financial companies No No
For our affiliates' everyday business purposes -
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness
No We do not share
For our affiliates to market to you No We do not share
For nonaffiliates to market to you No We do not share

 

Questions? Call 1-888-225-1782 or go to www.granitebank.com

 

Who We Are  
Who is providing this notice?  

 

What We Do
How does Granite Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also restrict access to personal information about you to those employees who need to know that information to serve you.

How does Granite Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Deposit money
  • Pay your bills or Apply for a loan
  • Make a wire transfer or Use your debit card
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include our parent holding company, First Colebrook Bancorp, Inc.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Granite Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include check printing companies, insurance companies, and debit card companies.

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If you have questions or would like additional information please contact a Customer Service Representative at any of our convenient branches.

For security reasons, do not email any confidential information such as your Social Security number, complete account number(s) or Personal Identification Number (PIN).